Travel & Purchase Protection

The Ritz-Carlton Rewards credit card

Safe travels*

When you travel, feel secure with the array of travel insurance and emergency services that you have when you use your card.

  • Auto Rental Collision Damage Waiver

    Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for rental cars in the U.S. and abroad.

  • Emergency Evacuation & Transportation

    If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.

  • Roadside Assistance

    If you have a roadside emergency in the U.S. or Canada, you can call for a tow, jump-start, tire change, locksmith or gas. You’re covered up to $50 per incident four times a year.

  • Emergency Medical and Dental Coverage

    If you're 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses if you or your immediate family member become sick or injured.

  • Travel Accident Insurance

    When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $1 million.

  • Trip Cancellation / Trip Interruption Insurance

    If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.

  • Trip Delay Reimbursement

    If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.

  • Baggage Delay

    Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for five days.

  • Lost Luggage Reimbursement

    If you or your immediate family members' checked or carry-on bags are damaged or lost by the carrier, you're covered up to $3,000 per passenger.

  • Travel and Emergency Assistance Services

    If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

Shop Securely*

When you use your card, your purchases are covered with the following protections.

  • Purchase Protection

    Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.

  • Return Protection

    You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $500 per item, $1,000 per year.

  • Price Protection

    If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.

  • Extended Warranty Protection

    Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of 3 years or less.